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Tuesday, July 23, 2013

***EARLY LAFAYETTE INSURANCE


Mouton Appointed Agent. - Col. Wm. Mouton of our town has been appointed agent of the Mound City Mutual Life Insurance Company for the Parishes of Lafayette, St. Landry, St. Martin and St. Mary. We wish him success in his agency. The importance of life insurance to Southern people in their present reduced pecuniary condition, will be lengthily discoursed in our next number. Col. Mouton's office in Vermilionville. Give him a call and you will be satisfied. Lafayette Advertiser 1/2/1869.


To Reside in Lafayette. - Mr. and Mrs. J. G. Parkerson, Jr., of San Antonio, Texas, have moved to Lafayette and will make their home here. Mr. Parkerson will be engaged in the insurance office of Parkerson & Mouton. Mr. and Mrs. Parkerson are not strangers in Lafayette having many friends here who extend to them a hearty welcome and who hope that they will have no reason to regret their change of residence. 
Lafayette Gazette 1/10/1903.


Next week the office of the Parkerson and Mouton Insurance Agency will be ,moved into the building now occupied by The Lafayette Gazette.
Lafayette Gazette 1/10/1903.


UNREASONABLE INSURANCE RATES.

The increased rates put into effect by the insurance companies several months ago are working a considerable hardship on the people of the State. In Lafayette the increase has been so great in some instances as to be practically prohibitive, certain risks being rated as high as 8.2 per cent. Just why this extraordinary increase should have been made, particularly here, is somewhat of a mystery in the face of the fact that Lafayette has never had a disastrous fire, its record of fires is amazingly small, and it has one of the best fire departments in the State. The field here has been exceedingly profitable to the insurance companies, and why all at once they should enforce such heavy rates is past comprehension; for the rates previous were high enough in all conscience.

The citizens should take up the matter with the insurance companies and endeavor to secure a modification.

If we had an effective Progressive League,  and would act in the case and would in all probability secure concessions. Meantime, however, until some one takes the lead in the matter we will just keep on paying this unjust and extravagant rate. Lafayette Advertiser 1/11/1905.



HIGH INSURANCE RATES.

 Lafayette is suffering badly from a case of too high insurance rates. Notwithstanding that we have installed a splendid system of waterworks and fire plugs, reinforced by a powerful steam pump sufficient for the needs of a town twice the size of Lafayette, and in face of the fact that our fire department has again and again demonstrated its high efficiency, the insurance rates in this city are far higher than when we had no waterworks. And being in this situation, the following from the Times-Democrat as to the high rates in New Orleans should be of considerable interest to the people of this city:

 ".. Mayor Behrman transmitted to the City Council last night a special message with reference to a rumor current that the Fire Prevention Bureau of this city is responsible for the high rates of insurance which are present prevalent in this city. The Mayor says in this connection that while the city is exerting itself to its utmost to furnish adequate protection against loss by fire, complaints are persistent and repeated that the property owners are being assessed exorbitant rates of insurance in New Orleans. The Mayor says the fire department is being enlarged both as to membership and equipment; the water service has been greatly improved and to the extent that has evoked the highest commendations. "It would seem," says the Mayor, "that appreciation of those efforts should be reflected through a reduction in the rates if insurance premiums. It is difficult to determine positively the true cause of this condition. The reliability of insinuation and rumors, which fix the responsibility upon the Fire Prevention Bureau, is difficult to establish, but the uniformity of these advanced rates charged by the several insurance companies doing business in this city, at least, lends to some color or truth to those insinuations and rumors.

 ".. If it is true that the Fire Prevention Bureau is engaged in the practice of fixing insurance rates and insisting upon these rates being charged by the various companies, it would be well to determine what authority said Fire Prevention Bureau has under the laws of our Commonwealth to engage in such practice. I am of the opinion that it has no such authority in law; in fact, I am inclined to the belief that if it is doing so, this practice is in direct violation of law. I regard the matter to be of sufficient importance and moment for your honorable body to direct the City Attorney to confer with the District Attorney of the parish of Orleans, to investigate the matter thoroughly and take the steps necessary to remedy the complaints. .."
From the N. O. Times-Democrat and in the Lafayette Advertiser 1/15/1909.



The Insurance firm of Parkerson & Mouton will soon be located in the building lately occupied by the Lafayette Gazette. Their office will be handsomely furnished and will be be up to date. The firm is doing a very prosperous insurance business and they represent the strongest companies of the world.
Laf. Adv. 1/17/1903.

See Parkerson & Mouton for any kind of insurance. Eight years' experience.
Laf. Adv. 1/25/1905.



Water Works & Fire Dept.


Lafayette is on the eve of being in full possession of a thoroughly modern and efficient system of waterworks, and, as yet, her citizens have not taken the first step toward utilizing so valuable an agent in combating fire. If we mistake not, it was the urgent need of our people for a means of protection against fire that caused them to take up and pass favorably on the question of waterworks. Now that we are on the point of attaining the object our desire is it not well nay necessary, to consummate arrangements without further delay, to enjoy every possible benefit connected with an up-to-date system of waterworks? Water, and plenty of it, was what avail will all the water in Christendom be if we lack the means of utilizing it? Let us get to work immediately and prepare ourselves to get the fullest benefits from the waterworks plant. As soon as the fire companies are organized and equipped for action the town authorities should have the town of Lafayette re-rated for fire insurance, under the new order of things; another valuable benefit pertaining to waterworks will have many hundred dollars each year to the property holders of the town. We cannot get the lower rate of insurance, however, until we have the necessary facilities for combating fire. As soon as we can show this will be entitled to and will receive a material reduction in fire insurance rates, and this reduction will apply on old policies now in force as well as on all future policies written for the town, a rebate being made on all insurance already in force, for the unexpired term of the policies. This means a large saving especially to our merchants, making it of particular interest to them to see a good fire department organized and maintained. All classes will be benefited in this matter of fire insurance, directly or otherwise, and it behooves all citizens to enter earnestly into the movement.

The man who carries no insurance on his buildings should feel even more interested than the man who insures, for the former is indeed in great need of fire protection. When his home burns up he loses all, while the man who carries fire insurance has his policy to fall back on. An efficient fire department is needed for the protection of all alike, and it behooves every good citizen to fall promptly into line at the first call that will be made to organize a fire department, and the call must be made without delay. Let somebody speak first, and at once. The Advertiser suggests that the Business Men's Association take up the matter and rush it through. The move cannot be delayed any longer.


Lafayette Advertiser 1/29/1898.



An elegant and substantial banquet was given at Falk's Opera House on last Tuesday night by the lodge of Knights of Honor No. 3194. Visiting brethren from New Orleans were in attendance. A good many applications for membership were received. The cheapest life insurance to be gotten now, is by membership in the K. of H. Laf. Adv. 1/29/1898.



See Parkerson & Mouton for any kind of insurance. Eight years' experience.
Laf. Adv. 2/1/1905



Now in Lafayette. - A branch office of the American Life and Accident Insurance Co., a Louisiana institution domiciled at New Orleans, has recently been established in our town in The Advertiser building. Supt. J. W. Beer is here giving his personal supervision to the opening up of the branch office which will be in charge of Mr. J. C. Delery, Superintendent Beer intends making Lafayette his headquarters inasmuch as the Company purposes to conduct the business of the local offices at Opelousas, Crowley, New Iberia and other places, through the Lafayette branch. Mr. and Mrs. Beer are occupying apartment at Mrs. A. C. Young's house.
Lafayette Advertiser 2/2/1895.





 Be sure to get a $5,000 accident ticket from Parkerson & Mouton before leaving for Mardi Gras. Only 25 cents a day. Laf. Adv. 2/3/1904.

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